A car accident can leave you in a world of pain and confusion. Medical bills pile up on top of your normal expenses. You may be too injured to return to work for weeks or months and wonder how you can ever get your life going again.
For many, hiring a lawyer is the first step in getting back to normal. Your legal team can answer your questions and advise you.
Protect yourself from debt collection agencies
Recovering from injuries in a car accident should be your top priority. Your health is more important than your hospital bills. It is understandable that you can fall behind with payments during this difficult time.
Unfortunately, unpaid invoices are often sent to or sold to collection agencies. Debt collectors can be relentless in their quest to collect payments from you. You may be using shady methods such as daily phone calls, tactics, and threats.
An attorney who understands fair collections practices law can be your first line of defense against daily phone calls and illegal harassment. Your legal representative can keep you informed of the progress of your case and the status of your pending settlement.
Investigate the cause of your accident
One of the most important steps you can take is to have your lawyer investigate the cause of your car accident. This eliminates much of the legwork required to build a strong case. Your lawyer will:
Assess the scene of the accident
Organize your medical bills and records
Collect accident or police reports
Receive testimony from eyewitnesses
Check the nearby traffic cameras for footage of the accident
This investigation can help your attorney determine who is responsible for your car accident. This can be especially important before speaking to your auto insurance agent. Your case may not turn out well if you are wrongly found guilty.
Communicate with the insurance company for you
Anyone who has made an insurance claim knows that the process can be a stressful endeavor. You can have a team of lawyers communicate with the insurance company on your behalf. A skilled auto accident attorney will streamline the claims process to ensure your case is handled quickly and efficiently.
Your legal representative can maintain open lines of communication with both your auto insurance company and the other driver’s insurer. This will protect you from missteps when talking to the other driver’s insurance company.
Calculate your future medical costs and expenses
To decide whether your case requires an insurance claim or a car accident lawsuit, you need to calculate how much money it will take to reach a settlement or a court order. The billing number you are looking for must have specific unit costs. They could include:
Loss of wages
Future care needs
Your attorney can compile a list of your dollar billable damages. This will help your case by verifying that you need the billing amount you are tracking.
Negotiate for a better solution
Ads from insurance companies make you believe that they have your best interests in their hearts. The fact remains that they are companies. The more they pay accident victims for insurance claims, the less they benefit.
Insurance companies often offer comparisons for less than a claim is worth. They hope that you will accept their first offer and waive your right to claim damages. A lawyer can review the offer to let you know whether to accept it or to negotiate a better solution. If the insurance company refuses to negotiate, your lawyer can take your case to court.
Even if your car accident was minor, it might be better to hire a lawyer. This allows you to focus on your recovery while a skilled auto accident attorney fights for your right to fair compensation.