The consequences of a serious car accident can be overwhelming. Not only do injuries, medical appointments, and medical expenses need to be addressed, but it can also take the injured person a while to get back to work. This can lead to wage losses, which can cause financial burdens. If a motor vehicle accident causes permanent or permanent disability, it may also affect a person’s ability to generate income in the future. The loss of earning capacity can be even more devastating. There are ways to make up for lost wages and lost work ability after a car accident, but the process will vary depending on the circumstances.

Why is it important to get medical help immediately after an accident?
Many car accident victims do not receive medical care because adrenaline masks symptoms and they may believe they are not injured. It is important to see a doctor after a car accident as symptoms may not appear immediately. Not getting medical care can be a very costly mistake for many reasons. In addition to the possibility of serious medical problems, there may not be enough medical records to prove that the accident was the direct cause of the injuries. Insurers and courts will challenge claims for which such evidence is not available.

Does my auto insurance cover lost wages?
Some auto insurers offer an option to cover lost wages, and state laws affect how beneficiaries are paid. For example, in Pennsylvania there is no minimum coverage for loss of income, but policyholders can select a number of benefits with limits for each month. Note that the limits also apply to the percentage of the policyholder’s gross wage. The insurer cannot cover the first five days of loss of earnings. The policyholder can opt for higher benefits when choosing their plan, but it costs more money.

What if someone else caused the accident?
A car accident victim who chooses not to have lost wage coverage can sometimes get their lost wages back if another driver is at fault. If a victim of a car accident feels that someone else caused the accident, the victim may want to file a personal injury claim. In this way, it may be possible to regain lost wages, provided that they result directly from the crash. If a plaintiff had a broken knee and was unable to work for three months, they may be able to get back the wages they would have paid during that period.

The psychological trauma caused by the crash could also be a reason for regaining lost income. In addition, a knowledgeable attorney can help a plaintiff obtain compensation for past and future surgery, physical therapy, unpaid medical bills, and pain and suffering. If the plaintiff had been suffering from medical conditions prior to the accident, this could make the case more difficult. The plaintiff would have to prove that the accident worsened the condition so that he can no longer work fully or at the same capacity as before.

What kind of evidence do I need in my case?
A plaintiff can offer their last paycheck as evidence of lost wages. However, if the person is self-employed, they will need to have other documents, e.g. B. Invoices from the same period last year and copies of tax returns. Proof of a lost ability to work can be more difficult as the future is unknown. This could be easier for someone who has done the same job in the same pay grade over a long period of time.

Another problem with proving a lost ability to work is that someone is partially disabled. They may be able to return to work in a different capacity, but for a lower pay. It is also not always possible to know how long a person might be disabled; They could recover slowly or quickly. In these cases, economic and financial experts can be consulted to determine the number. They will investigate the applicant’s education, previous job performance, degree of disability and possible career prospects.

When should i return to work?
There is no clear answer to when to start work again. Deciding when to return to work will depend on a number of factors, including the extent of the injury, age, and general health. Some people recover faster than others, but pressing too early can make injuries worse.

There are many reasons why car accident victims return to work too early. They want to go back to their normal life, including their work flow. A victim may believe they have fully recovered, although daily activities such as walking or sitting are painful. If you get back to work too early, the injuries can get worse. Therefore, it may take longer before you are back to normal.

It’s also common for people to return to work early because they fear what their co-workers and supervisors will think of them. While these employees may disapprove of this, the doctor’s instructions are far more important. If the injuries are not visible, the employee can even be harassed. However, many companies support their employees much more.

There will be people who will try to take advantage of the situation and claim that they cannot return to work even though they are completely healed. This is never recommended as there are ways employers and insurance companies can get to the truth. It is always best to follow the doctor’s instructions. However, if severe symptoms persist, the patient should discuss these with their provider as soon as possible.

How do I find the right balance?
Even if the victim of a car accident has no obvious injuries and has been released by a doctor, it can make sense to take a few days off. Often injuries occur afterwards that require treatment. The best step is to follow the doctor’s instructions. Sometimes it is advisable to gradually return to work. While others can return immediately, many will have to stay home until they have fully recovered.

With so many people working remotely these days due to the ongoing coronavirus pandemic (COVID-19), this option might make more sense. Open communication with managers and the HR department is also helpful. This shows the company that the employee values ​​their position. The employee should also keep a record of all interactions. You may need this information later if there is a discrepancy or other problem.

The Philadelphia auto accident attorneys at McCann & Wall, LLC help victims regain lost wages after major collisions
Recovering from a car accident can be very stressful, especially if you are unable to work for a long time or permanently. If you need compensation after a collision, a Philadelphia auto accident attorney at McCann & Wall, LLC can help with your case. Fill out our online form or call us at 215-515-7644 for a free consultation today. Located in Philadelphia, Abington and Media, Pennsylvania; Wilmington, Delaware; and Haddonfield, New Jersey, we pride ourselves on serving local customers.

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