Nobody is prepared for a car accident and its impact on your life. It can cause fear, pain, expense, and inconvenience. It also raises questions that you’ve never considered before, such as: B. Do you need a lawyer if you have been in a car accident or do you go alone? The short answer is, if you are asking this question, you need to speak to an attorney.
Always remember after a car accident:
- If you have any injury, expense, or damage, you may be eligible for compensation.
- Most lawyers will give you an initial consultation with no risk or obligation.
- Insurance companies are not on your side.
- Don’t hesitate.
A lawyer can increase your compensation
If you are injured in a car accident or have sustained property damage, you can incur significant medical costs, lost wages and other costs. In many cases, these expenses persist long after the accident. It is known that victims of car accidents who are legally represented receive significantly higher amounts of compensation than those who are not represented. Some studies have shown that settlements and awards for victims who have a lawyer can be up to 3.5 times as high. Personal injury attorneys are familiar with insurance company tactics and can help clients negotiate and compete against insurers who want faster, lower billing. It’s not uncommon for an insurance provider to tell a victim of a car accident that they don’t even need a lawyer to reduce the compensation payable by the insurance company.
The losses that can arise from a car accident are not always clear in the days and weeks immediately following the accident. A skilled personal injury attorney can help a victim better estimate their potential future expenses and include them in their claim. Sometimes seemingly minor injuries, such as whiplash, can become persistent or major problems that require ongoing medical expenses. The impact of minor or major injuries from a car accident can be widespread and incur costs beyond the obvious medical costs that a victim may not consider when processing the claim without representation. Victims often underestimate their expenses and how long they will last, resulting in inadequate settlements that fail to cover the costs their families will face after an accident.
A legal misstep will affect your compensation
Most auto accident claims are settled out of court, which has led some people to believe that dealing with an insurance claim is just a negotiation process and that the law is irrelevant. This is incorrect and can result in claims for damages and reduced compensation. If you don’t have strong legal rights in a car accident, you are in a weaker bargaining position and the insurance company knows it. Knowing the law is the key to a successful claim.
Aside from the core issues of proving who was to blame in a car accident and the extent of damage or injury, there are other legal issues that will affect your case and your compensation. A claim can be lost if it is not filed within the statute of limitations for that type of claim and for that state. The state in which a claim should be made is in itself a highly complex legal problem that may depend on where the accident happened, what type of damage was caused and where the people involved are based. Deciding where to file a car accident lawsuit affects the deadlines, process, and amount of compensation, which are not the same in every state. For example, Delaware has a comparative negligence rule, which means that a victim’s compensation is reduced if the victim is responsible for the accident and nothing is returned if the victim is more than 50% at fault. A personal injury attorney will consider all of these questions to improve a victim’s entitlement and negotiating position, and to maximize their compensation.
There are no downsides to speaking to a lawyer
Any good lawyer will offer you a free initial consultation, either by phone or in person, to discuss your case. They listen to your story and advise you on whether you could benefit from having a lawyer to represent you. They also explain how they can help you and how they get paid. The majority of auto accident attorneys are paid on a contingent liability or no-win-no-fee basis. This means that their fees will be paid out of any compensation or settlement you receive.
You shouldn’t have to pay anything for that initial interview or have to make any commitments to hire the lawyer. You can find out if you need an attorney after your car accident, how your case will be handled, and if that attorney is right for you.
You are dealing with the insurance company, not the culprit driver
When making a claim in a car accident, you are opposed not to a single driver, but to a large insurance company that handles such claims on a daily basis. Some people who have been involved in an accident are concerned about causing distress or expense to the other driver even if that driver caused the accident. However, most drivers have auto insurance and your business is done with their insurer. Insurance companies have tremendous resources, including teams of lawyers, medical and forensic experts, all aiming to reduce the money paid to you for your auto accident claim.
A skilled auto accident attorney can help you level the playing field when dealing with insurance companies. You know the strategies insurance companies use to reduce compensation for victims of car accidents. You can also tackle the mountain of paperwork, phone calls, and emails associated with an insurance claim, and you can recover physically and emotionally from your accident.
Timing is important in a car accident
After having a car accident, you have many unexpected things to do, and you may also deal with physical injury and emotional distress. It may take you some time to recover and complete the necessary phone calls and paperwork. Unfortunately, the insurance companies involved in a car accident will work to reduce their liability for car accident claims immediately. The steps to follow after a car accident are routine for insurance companies and they have the experience and resources to combat and minimize your claim. A skilled car accident attorney knows the process after a car accident and the tactics of insurance companies. They can help you hold your own against the powerful insurance companies and the sooner they are involved, the more effective they can be. It is always advisable to speak to your attorney before speaking to the insurance companies, and it is a good idea, especially in the case of personal injury, for your attorney to call the insurance companies on your behalf for the first time about the car accident.
Every state has limitation periods for filing a complaint after a car accident. Often times, the relevant time limit for personal injury is 2 years in the state of Delaware and usually starts from the date of the accident. However, the time limit may differ in other states and other types of claims or run from a later point in time depending on the circumstances of the accident and injury. After the deadline, you lose your right to claim any injuries or losses as a result of the accident. So it is important that you get good legal advice as soon as possible after an accident.
If you’ve been involved in a car accident and have suffered injury or property damage, the best thing to do is to contact an experienced car accident attorney as soon as possible to learn more about your options. A good lawyer can help you figure out the best course of action for you and overcome the many administrative and legal obstacles that stand between you and adequate compensation after an accident.